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                                    BACKGROUND 
                                       
                                       
                                      Automated Payment Services, Inc. was officially 
                                      founded in 1993 by Brian Engel, Dina Engel 
                                      and Jeff Cohen. Since its inception, APS has 
                                      grown into a membership management and billing 
                                      leader enjoying tremendous growth in the martial
                                      arts, fitness and weight loss community and amassing 
                                      well over 1000 facilities nationwide. Here are just
                                      a few of the individuals that make APS the company
                                      it is today. 
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